Signed by author on title pages. Text is clean. Cover shows minimal wear. ; From back cover: [Jack Heselov] speaks authoritatively on the pitfalls of Mastercard, Visa, Discover, and Department Store Charge Cards, and provides advice and counsel which readers may apply to their own economic lives. His commentary lets the reader view the machinations of financial institutions and politicians, while exposing their "schticks" in a humorous and fascinating manner. ; 195 pages; Signed by Author